BUY NOW, PAY LATER
We offer Buy Now Pay Later at checkout through Klarna and Clearpay. These are forms of credit provided by Klarna and Clearpay, not by Muay Thailand, and are available to UK customers only.
Buy Now Pay Later is borrowing. Please consider whether you can afford the repayments before choosing it, and read the provider's terms in full.
Since 15 July 2026, Buy Now Pay Later has been regulated by the Financial Conduct Authority. Providers must carry out affordability checks before lending, give you clear information about your agreement, and support you if you fall into financial difficulty. You can refer unresolved complaints to the Financial Ombudsman Service.
Clearpay
Clearpay lends you a fixed amount of credit so you can pay for your order in 4 instalments, due every 2 weeks. Zero-interest. Late fees apply for missed payments. Your spend limit is set by Clearpay based on your circumstances.
Clearpay credit subject to status. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it's still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your future access to credit and your details may be passed onto a debt collection agency working on Clearpay's behalf. T&Cs apply Clearpay.co.uk/terms
Deemed authorised and regulated by the Financial Conduct Authority for the purposes of the Temporary Permission regime for Regulated Deferred Payment Credit. Details of the Temporary Permission regime, which allows firms to carry on deferred payment credit activities while seeking full authorisation, are available on the Financial Conduct Authority's website.
Klarna
Getting help
If you are struggling with repayments on a Buy Now Pay Later agreement, contact your provider first. Free, independent debt advice is available from MoneyHelper, StepChange and Citizens Advice.
